Elizabeth McHugh is a senior associate attorney for the law firm of Rooney & Rooney, P.A.
D. Johnathan Rhodeback is an associate attorney for the law firm of Rooney & Rooney, P.A.
I honor of June being national safety month, here are some tips to help you be safe in the unfortunate event of an auto accident. Safety tips for after an auto accident. 1) Keep calm. 2) Move your car to the side of the road, if it is possible. 3) Turn off the engine [...]
Are guardianship and power of attorney the same thing? No. A Power of Attorney gives only specific and limited authorities to a person, and is easily revoked by the person over whom you have Power of Attorney. A Guardianship gives more stable authorities which only the court can revoke. Is there only one option [...]
What is probate? Probate is the legal process of administering a deceased person’s estate. It encompasses resolving claims, if any, against their estate by creditors, and distributing property under a will, if any. Certain things, if administered in a particular way before the decedent’s passing, will not have to go through probate. How long [...]
What is the difference between a Power of Attorney and a Health Care Surrogate? If you are unavailable, or unable, to make decisions, a Power of Attorney can grant a person, who you designate, certain specific authorities. Those authorities can include, financial decisions or legal decisions or both, but not medical decisions. A Healthcare Surrogate [...]
I have received a 30-day notice from my mortgage lender. What do I do? A 30-day notice from your mortgage lender notifies you that you have at least 30 days to repay the amount past due, the bank claims you owe, before they proceed with a foreclosure action. It is recommended that you seek the [...]
What is the difference between a short sale, deed-in-lieu, and consent judgment with a waiver of deficiency? A short sale is when the bank will allow you to sell your property to a third party for less than the full payoff of the loan. This option benefits the banks because it allows them to bypass [...]
What is Comprehensive (Comp) Coverage? Comprehensive Coverage will cover damage to your vehicle in the event of fire, theft, vandalism, etc. There is usually a deductable associated with comp coverage, which you will have to pay out of pocket, and a limit which your insurance company will not exceed. There may be situations which your [...]
What does the state of Florida require me to carry as far as car insurance? According to theFloridaDepartment of Motor Vehicles’; “Florida’s no-fault insurance law requires vehicle owners to carry at least $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL). All licensed insurance companies electronically report to DHSMV when policies providing PIP [...]
What is Uninsured Motorist (UM) Coverage? Uninsured/Under Insured Motorist, or UM, Coverage is an insurance option which covers certain gaps in automotive insurance; particularly when the other party does not have insurance or adequate coverage for injuries they caused to you. Isn’t PIP insurance enough? Even though PIP insurance is required byFloridalaw, the coverage is [...]
There are some law firms that state they have a “guarantee” of “no fee” if there is no recovery in a case. While they are correct in the fact that when a case is taken on a contingency basis (such as automobile accidents, slip and falls, and medical malpractice) if there is no recovery, then [...]
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